Privacy Policy

The following privacy policy applies to the website at www.optionearner.com

10Scale GmbH Lofererstraße 1a 

D-81671 Munich

Email: info@optionearner.com

Data Protection Officer:

Eckart Keil

10Scale GmbH Lofererstraße 1a 

D-81671 Munich

Email: keil@optionearner.com

The use of the website is usually possible without providing personal data. If personal data (such as name, address, or email addresses) is collected on the website, this is always done on a voluntary basis, if possible. This data will not be passed on to third parties without your express consent.

We would like to point out that data transmission over the internet (e.g., communication by email) may have security vulnerabilities.

Complete protection of your data from access by third parties is not possible. The use of contact data published within the framework of the imprint obligation by third parties for sending unsolicited advertising and information materials is hereby expressly prohibited.

The operators of the website expressly reserve the right to take legal action in the event of unsolicited sending of advertising information, such as spam emails.

General information on data processing

1) Scope of processing of personal data

We generally only process personal data of our users as far as this is necessary to provide a functioning website as well as our contents and services. The processing of personal data of our users is regularly carried out only with the user's consent. An exception applies in cases where obtaining prior consent is not possible for factual reasons and the processing of the data is permitted by legal regulations.

Legal basis for the processing of personal data

Where we obtain the consent of the data subject for processing of personal data, Article 6(1)(a) of the EU General Data Protection Regulation (GDPR) serves as the legal basis.

For the processing of personal data necessary for the performance of a contract to which the data subject is a party, Article 6(1)(b) GDPR serves as the legal basis. This also applies to processing operations that are necessary for the implementation of pre-contractual measures.

If the processing of personal data is necessary for the fulfilment of a legal obligation to which our company is subject, Article 6(1)(c) GDPR serves as the legal basis.

In the event that vital interests of the data subject or another natural person require the processing of personal data, Article 6(1)(d) GDPR serves as the legal basis. If processing is necessary to safeguard a legitimate interest of our company or a third party, and if the interests, fundamental rights and freedoms of the data subject do not outweigh the first-mentioned interest, Article 6(1)(f) GDPR serves as the legal basis for processing.

Data erasure and storage duration

The personal data of the data subject will be deleted or blocked as soon as the purpose of storage ceases to apply. Storage may also take place if this has been provided for by the European or national legislator in Union regulations, laws, or other provisions to which the data controller is subject. Data will also be blocked or deleted if a storage period prescribed by the aforementioned standards expires, unless there is a need for further storage of the data for conclusion of a contract or fulfillment of a contract.

This website uses Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. ("Google"). Google Analytics uses "cookies," which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website will generally be transmitted to and stored by Google on servers in the United States. However, if IP anonymization is activated on this website, your IP address will be shortened beforehand by Google within member states of the European Union or in other signatory states to the Agreement on the European Economic Area. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity, and to provide other services related to website activity and internet usage to the website operator. The IP address transmitted by your browser as part of Google Analytics will not be merged with other data from Google. You can prevent the storage of cookies by adjusting your browser software accordingly; however, please note that if you do this, you may not be able to use all the features of this website to their full extent. You can also prevent Google from collecting the data generated by the cookie and related to your use of the website (including your IP address) and Google from processing this data by downloading and installing the browser plug-in available under the following link (http://tools.google.com/dlpage/gaoptout?hl=en). You can prevent Google Analytics from collecting data by clicking on the following link. An opt-out cookie will be set which prevents the future collection of your data when you visit this website: Disable Google Analytics For more information on terms of use and data protection, please visit http://www.google.com/analytics/terms/en.html or https://www.google.com/intl/en/policies/. We would like to point out that on this website Google Analytics has been extended by the code "anonymizeIp" in order to ensure an anonymous collection of IP addresses (so-called IP masking). (Privacy text based on a template from www.datenschutzbeauftragter-info.de)

Our pages integrate plugins from the social network Facebook, provider Facebook Inc., 1 Hacker Way, Menlo Park, California 94025, USA. You can recognize the Facebook plugins by the Facebook logo or the "Like" button on our page. An overview of the Facebook plugins can be found here: http://developers.facebook.com/docs/plugins/. When you visit our pages, a direct connection is established between your browser and the Facebook server via the plugin. Facebook receives the information that you have visited our site with your IP address. If you click the Facebook "Like" button while logged into your Facebook account, you can link the content of our pages to your Facebook profile. This allows Facebook to associate the visit to our pages with your user account. We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Facebook. For more information, please see Facebook's privacy policy at http://en-gb.facebook.com/policy.php. If you do not want Facebook to associate your visit to our pages with your Facebook user account, please log out of your Facebook user account.

Our website uses functions of the LinkedIn network. The provider is LinkedIn Corporation, 2029 Stierlin Court, Mountain View, CA 94043, USA. Each time one of our pages containing LinkedIn functions is accessed, a connection to LinkedIn servers is established. LinkedIn is informed that you have visited our website with your IP address. If you click the "Recommend" button of LinkedIn and are logged into your LinkedIn account, LinkedIn is able to associate your visit to our website with you and your user account. We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by LinkedIn. For more information, please see LinkedIn's privacy policy at: https://www.linkedin.com/legal/privacy-policy

On our website, we use social plugins from the social network Pinterest, operated by Pinterest Inc., 808 Brannan Street, San Francisco, CA 94103-490, USA ("Pinterest"). When you visit a page that contains such a plugin, your browser establishes a direct connection to Pinterest's servers. The plugin thereby transmits protocol data to Pinterest's servers in the USA. This protocol data may include your IP address, the addresses of the visited websites containing Pinterest functions, type and settings of the browser, date and time of the request, your use of Pinterest, and cookies. For more information on the purpose, scope, further processing, and use of data by Pinterest, as well as your related rights and options to protect your privacy, please refer to Pinterest's privacy policy: https://about.pinterest.com/en/privacy-policy

Our pages integrate features of the Twitter service. These features are provided by Twitter Inc., 1355 Market Street, Suite 900, San Francisco, CA 94103, USA. By using Twitter and the "Re-Tweet" function, the websites you visit are linked to your Twitter account and shared with other users. Data is also transmitted to Twitter. We would like to point out that we, as the provider of these pages, have no knowledge of the content of the transmitted data or its use by Twitter. For more information, please see Twitter's privacy policy at http://twitter.com/privacy. You can change your privacy settings on Twitter in your account settings at http://twitter.com/account/settings.

Contact Forms Cookies

If you leave a comment on our site you may opt-in to saving your name, email address, and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year. If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select "Remember Me", your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Embedded content from other websites

Posts on this website may contain embedded content (e.g., videos, images, posts, etc.). Embedded content from other websites behaves in the exact same way as if the visitor had visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking services, and record your interaction with this embedded content, including your interaction with the embedded content if you have an account and are logged in to this website.

Change cookie settings: Provision of the website and creation of log files

Description and scope of data processing

The provider of the pages automatically collects and stores information in so-called server log files, which your browser automatically transmits to us.

These are:

Browser type/browser version
Operating system used
Referrer URL
Hostname of the accessing computer
Time of the server request
IP address

This data cannot be assigned to specific persons. This data will not be merged with other data sources. We reserve the right to check this data subsequently if we become aware of specific indications of illegal use.

Legal basis for data processing

The legal basis for the temporary storage of data is Art. 6 para. 1 lit. f GDPR.

Duration of storage

The data will be deleted as soon as they are no longer necessary to achieve the purpose for which they were collected. In the case of data collection for the provision of the website, this is the case when the respective session is ended.

Objection and removal option

The collection of data for the provision of the website and the storage of data in log files is essential for the operation of the website. Consequently, there is no possibility of objection on the part of the user.

Use of cookies

a)Description and scope of data processing

Our website partly uses so-called cookies. Cookies do not harm your computer and do not contain viruses. Cookies are used to make our offer more user-friendly, effective, and secure. Cookies are small text files that are stored on your computer and saved by your browser. Most of the cookies we use are so-called "session cookies." They are automatically deleted after your visit. Other cookies remain stored on your device until you delete them. These cookies allow us to recognize your browser on your next visit. You can set your browser so that you are informed about the setting of cookies and only allow cookies in individual cases, exclude the acceptance of cookies for specific cases or in general, and activate the automatic deletion of cookies when closing the browser. Disabling cookies may limit the functionality of this website.

b) Legal basis for data processing

The legal basis for the processing of personal data using cookies is Art. 6 para. 1 lit. f GDPR.

c) Purpose of data processing

The purpose of using technically necessary cookies is to simplify the use of websites for users. Some functions of our website cannot be offered without the use of cookies. For these, it is necessary that the browser is recognized even after a page change. The user data collected by technically necessary cookies are not used to create user profiles.

d) Duration of storage, objection, and removal option

Cookies are stored on the user's computer and transmitted to our site by the user. Therefore, you as a user have full control over the use of cookies. By changing the settings in your internet browser, you can disable or restrict the transmission of cookies. Already stored cookies can be deleted at any time. This can also be done automatically. If cookies are deactivated for our website, it may no longer be possible to use all functions of the website to their full extent.

Ordering a Subscription and Booking a Seminar Description

Scope of Data Processing:

On our website, we offer users the opportunity to register and order one of the available optionearner subscriptions by providing personal data. The data is entered into an input mask, transmitted to us, and stored. The data is not disclosed to third parties. The following data is collected as part of the registration process:

Salutation
Last name
First name
Company (if applicable)
Street
Postal code
City
Country
Email address
Mobile phone number (optional)

Additionally, the following data is stored at the time of registration:

The user's IP address
Date and time of registration During the registration process, the user's consent to the processing of this data is obtained.

Legal Basis for Data Processing

The legal basis for data processing is Art. 6 Para. 1 lit. a GDPR if the user has given consent. If the registration serves the fulfillment of a contract, the contracting party of which is the user, or the implementation of pre-contractual measures, the additional legal basis for data processing is Art. 6 Para. 1 lit. b GDPR.

Purpose of Data Processing

When ordering, we only collect and use your personal data to the extent necessary to fulfill and process your order, as well as to handle your inquiries. Providing the data is necessary for the conclusion of the contract. Failure to provide it means that no contract can be concluded. When ordering the OptionEarner PREMIUM subscription, we collect your personal data to the extent indicated there. Data processing serves the purpose of enabling and simplifying the order processing.

Storage Duration

The data will be deleted as soon as it is no longer necessary for the purpose of its collection. After complete contract processing, the data will be stored for the duration of statutory, in particular tax and commercial retention periods.

Right to Object and Remove

As a user, you have the option to cancel your registration at any time. You can also have the data stored about you changed at any time. Please contact the contact details provided in the imprint. If the data is required to fulfill a contract or to carry out pre-contractual measures, premature deletion of the data is only possible if contractual or legal obligations do not preclude deletion.

Email Contact:

Description and Scope of Data Processing

Contact via the provided email address is possible. In this case, the personal data of the user transmitted with the email will be stored. In this context, the data will not be passed on to third parties. The data will be used exclusively for the processing of the conversation.

Legal Basis for Data Processing

The legal basis for processing the data transmitted via email is Art. 6 Para. 1 lit. f GDPR. If the email contact aims to conclude a contract, an additional legal basis for processing is Art. 6 Para. 1 lit. b GDPR.

Purpose of Data Processing

In the case of contact via email, the purpose of data processing is solely to process your request.

Storage Duration

The data will be deleted as soon as it is no longer necessary to achieve the purpose of its collection. This is the case when the respective conversation with the user is finished.

Right to Object and Remove

The user has the option to revoke their consent to the processing of personal data at any time. If the user contacts us by email, they can object to the storage of their personal data at any time. In such a case, the conversation cannot be continued. To do this, please send us a message to the contact address provided in the imprint. All personal data stored in the course of contacting us will be deleted in this case.

Rights of the Data Subject

If your personal data is processed, you are a data subject within the meaning of the GDPR, and you have the following rights under Articles 15 to 20 of the GDPR, provided the legal requirements are met: Right to information, to rectification, to erasure, to restriction of processing, and to data portability. Additionally, under Article 21(1) of the GDPR, you have the right to object to processing based on Article 6(1)(f) of the GDPR, as well as to processing for direct marketing purposes. For this purpose and for further questions regarding personal data, you can contact us at any time in writing, electronically, orally, or in person at the following address:

10Scale GmbH

Lofererstraße 1a

D-81671 Munich

info@optionearner.com

Phone: +49 8944451979

Right to Lodge a Complaint with a Supervisory Authority

Without prejudice to any other administrative or judicial remedy, you have the right to lodge a complaint with a supervisory authority, in particular in the Member State of your habitual residence, your place of work, or the place of the alleged infringement, if you believe that the processing of your personal data violates the GDPR. The supervisory authority with which the complaint was lodged shall inform the complainant about the progress and the outcome of the complaint, including the possibility of a judicial remedy pursuant to Article 78 of the GDPR.

General Terms and Conditions (GTC)

For orders placed through the website www.optionearner.com, only the following General Terms and Conditions (GTC) shall apply in the respective version valid at the time of the order. The contractual partner for all orders is:

10Scale GmbH, Lofererstraße 1a, D-81671 Munich, Managing Director Eckart Keil, Munich Local Court, HRB 264768, Email: info@optionearner.com, Phone: +49 89/44451979, Fax: +49 8945028400

- hereinafter referred to as the "Provider".

I. Orders

1. Subscriptions

1.1. Offer

The provider offers subscriptions to the "optionearner" as a digital product (PDF file, emails) on its internet platform www.optionearner.com. Please note the special revocation instructions in Section III for digital products.

1.2. Conclusion of Contract

For orders of subscriptions as a digital product, the contract is concluded upon receipt of the subscription confirmation via email to the customer. The product presentation on the internet platform is not a binding declaration of intent by the provider, but an invitation to submit an offer. The customer submits a binding offer by registering and completing the ordering process by activating the "Order now for a fee" button. Before activating the "Order now for a fee" button, the customer is asked to review the data provided by him/her once again. In addition, in case of input errors or incomplete information provided by the customer, the data is displayed again before submission. The customer has the right to cancel the ordering process at any time without stating reasons. The subsequent system email from the provider merely confirms the receipt of the offer and is not yet an acceptance declaration. If the provider is unable to fulfill an order or rejects the order, the customer will be informed immediately. There is no entitlement to conclude a contract. In particular, the seller explicitly does not address customers in countries where publication of information or distribution of the securities depicted is prohibited or restricted by law.

1.3. Prices and Payment Modalities

The price specified in the product description at the time of contract conclusion shall apply. All prices stated include VAT. Any additional taxes and duties shall always be borne by the purchaser. The purchaser is obliged to make payment in advance for the agreed-upon term starting from the conclusion of the contract. Only the payment methods offered during the ordering process will be accepted. Upon receipt of the invoice, the respective subscription price becomes due for payment and must be transferred to the account specified in the invoice. When paying via PayPal, the payment process must be completed promptly by the purchaser. The provider is entitled to reasonably increase the price after the contract term of the subscription has expired. The purchaser shall be notified of this with reasonable notice and explicitly given the opportunity to object and terminate. In case of objection, the provider is entitled to terminate the subscription for important reasons.

1.4. Delivery and Performance

For orders of digital products, the provider shall provide the delivery, and the purchaser shall be promptly notified thereof. In the event of delivery disruptions due to force majeure, including strikes and lockouts, the obligations of the purchaser and provider shall be suspended for the duration of the delivery disruption. The purchaser shall ensure that the delivery of the stock newsletter to their specified email inbox is ensured. If the inbox is full, unreachable, no longer available, or if delivery is blocked by email system settings, the provider's obligations shall be suspended.

1.5. Subscription Period and Termination

Subscriptions generally begin at the next possible date, unless a later date is specified during ordering. Detailed information on the subscription period is displayed directly with the respective subscription offer within the product description. Unless otherwise stated, all subscriptions offered on www.optionearner.com do not automatically renew and end with the specified subscription period.

1.6. Changes by the Purchaser and Delivery Interruptions

The purchaser must inform the provider of any changes that affect the performance of services under this contractual relationship, including billing and email address changes, at least 10 days before the desired change date.

II. Additional Conditions for Digital Products

1. Copyright:

For orders of digital products, the corresponding usage rights are granted revocably until full payment is made. The use of the content provided by the provider is permitted exclusively for personal, non-commercial purposes. No part of our optionearner publications may be reproduced, forwarded, or transmitted to the Internet without our prior written consent, even in part. The copyright belongs to 10Scale GmbH. Any copies made or used within a commercial enterprise obligate payment of fees to 10Scale GmbH. In case of infringement, the subscription will be terminated immediately, and legal proceedings will be initiated.

2. Data Availability:

Unlimited data availability cannot be guaranteed. The purchaser is advised to store the ordered digital products locally on their devices. The provider will make every effort to keep the ordered digital products and access available as uninterrupted as possible. However, no guarantee is provided for continuous availability. Operating interruptions due to routine maintenance, system updates, or technical issues beyond the provider's control may occur.

3. Necessary Requirements for the Purchaser:

It is the purchaser's responsibility to ensure that they can establish unrestricted internet connections to external servers from their device (PC, notebook, smartphone), that they can store transmitted data, and that they have specific display software (Adobe Acrobat Reader for PDF files) available to access the provider's services.

III. RIGHT OF WITHDRAWAL and Special Notices for the Acquisition of Digital Content and Products: The 10Scale GmbH distributes digital content/products via the website www.optionearner.com, which may be delivered to you by email and/or as a PDF file (electronic texts). Special conditions apply, to which we expressly refer: Expiration of the Right of Withdrawal: Your right of withdrawal with regard to the digital content/products subject to the contract expires prematurely once we have begun execution of the contract after you have expressly agreed during the ordering process that we begin execution of the contract before the withdrawal period expires, and you have confirmed your knowledge that by consenting, you lose your right of withdrawal at the start of contract execution.

IV. Risk Notices and Liability:

The opinions, analyses, and forecasts presented in OptionEarner publications represent the subjective assessments of the authors. The provider does not provide investment advice or recommendations for the purchase or sale of financial instruments. The provider assumes no guarantee or liability for the accuracy or completeness of the data or assessments used in the creation, the adequacy of the assessments made, or the realization of the forecasts made. No guarantee is expressly given for the realization of forecasts. There is no obligation to update previously made assessments or analyses. 2. All information published in and through OptionEarner is based on careful research. The information neither constitutes a sales offer for the discussed financial instruments nor a solicitation to buy, sell, or subscribe to securities. Every investment in financial
instruments carrie risks, up to and including total loss. The opinions expressed by OptionEarner, its employees, and presenters are personal and are by no means equivalent to financial analysis. Before making any investments, professional advice from your bank is essential. The statements are based on sources that the publisher and its employees consider trustworthy. However, no liability can be assumed for the accuracy of the content. No guarantee is provided for the accuracy of the charts and data presented by OptionEarner regarding options, commodities, foreign exchange, and stock markets. Especially stocks with low market capitalization (small caps) as well as all listed securities are subject to significant fluctuations, and the liquidity in the securities may be correspondingly low. Therefore, liability for financial losses that may result from using the information presented here for one's own investment decisions is categorically excluded. No advisory contract is concluded between the subscriber and subscribers of OptionEarner, as any assessments relate only to the company itself, not to the reader's investment decision. Furthermore, authors, employees, and presenters may hold both long and short options and shares of the companies discussed.

V. Data Protection See Privacy Policy:

https://www.optionearner.de/datenschutzerklaerung/

VI. Final Provisions

1. Applicable Law and Jurisdiction:

These terms and conditions as well as the relationship between the purchaser and provider shall be governed exclusively by German law. The place of jurisdiction is the domicile of the provider, insofar as this is permitted according to the German Code of Civil Procedure (ZPO) and the Regulation on Jurisdiction and the Recognition and Enforcement of Decisions in Civil and Commercial Matters (EuGVVO). This is especially the case if the purchaser does not have their domicile or habitual residence in Germany, or if they move there, or if the purchaser is not a consumer within the meaning of § 12 of the German Civil Code (BGB).

2. Setoff Reservation:

The purchaser may only set off claims that are legally established or acknowledged in writing by the provider. The purchaser's right of retention is excluded.

3. Written Form and Amendment of the Terms and Conditions:

Agreements deviating from these terms and conditions between the provider and the purchaser require written form for their validity; this also applies to a waiver of the written form requirement. The provider is entitled to amend these terms and conditions at any time with effect for the future. The terms and conditions deposited with the order shall apply.

4. Contract Language and Contract Texts:

The provider primarily addresses German-speaking purchasers. Therefore, the contract terms and consumer information are available in German and English.

5. Severability Clause:

Should any provision of these terms and conditions be or become invalid, this shall not affect the validity of the remaining provisions. In such a case, the parties shall replace the ineffective or unenforceable provision with an effective provision that comes as close as possible to achieving the economic purpose of the ineffective or unenforceable provision. The same applies in the event of a regulatory gap.

6. Assignment Prohibition:

The assignment of claims to the customer arising from the business relationship with the provider is excluded.

7. Risk Disclaimer:

The provider points out that investments in securities, money market instruments, derivatives, or other financial instruments are generally associated with risks. The total loss of the invested capital cannot be ruled out. In special forms of trading (such as CFDs, futures, spot market), there may be margin call obligations in extreme cases, so that losses can exceed the invested capital. Reliable statements about the future performance of the financial instruments presented cannot be derived from past performance. The information provided by the provider does not in any way replace expert advice tailored specifically to the personal and financial circumstances of the customer.

(As of December 2023)